As a corporate employee, you have saved money and built personal wealth through salary, bonuses, and company stock (W2 earnings). Many have questions such as the following:
- Do I have enough to successfully retire?
- Am I maximizing my company retirement benefits and options?
- What techniques can maximize the value of my stock options, restricted stock units, pension plan or deferred compensation plans?
- What tax strategies should I consider?
- When should I start my social security benefits?
- How can I minimize the impact of taxes, inflation and fees?
How we assist our professional clients:
Retirement and Income Tax Planning: We help you align your lifestyle goals with your assets to ensure sufficiency and confidence in answering the question “Do we have enough?” Our tax-aware investment strategies include analyzing the benefits of Roth IRA conversions, tax loss harvesting, and philanthropy to minimize taxation, one of the biggest expense items throughout retirement.
Estate and Charitable Strategies: Many of our professional clients have accumulated enough wealth to consider creating multi-generational plans to benefit future generations and the charities most important to them. We provide deep experience in creating and implementing these plans.
Investment Management: Our investment philosophy is to understand your family’s goals, dreams, and aspirations and to protect and grow what you have worked so hard to build. We use a time-tested and evidence-based investment framework that minimizes risk and the negative impact of taxes, inflation, and fees.
Corporate Retirement Plan Analysis: We help evaluate your company’s options and design the best structure to maximize effectiveness for your business. Whether you want to provide a company match for your employees or maintain flexibility in contributions from year-to-year, we help you design the best corporate retirement plan.
Proactive planning to protect and preserve wealth is a top priority for successful families. Endeavor has over 25 years of extensive and multi-disciplined professional experience, having worked with some of the most respected firms in the world. As a result, we are well-equipped to help families address the following common questions:
- What are other families with my level of wealth doing to optimize wealth transfer and tax planning?
- What should I consider when selecting a trustee?
- How much is too much when gifting to children and future generations?
- Should I consider a family office?
- How much am I paying my current provider(s)?
How we serve these clients:
With our extensive experience in wealth transfer planning, trust, estate and philanthropic strategies, Endeavor has helped transfer substantial amounts of family wealth to both future generations, charities and other organizations that matter most to our clients. Our personalized, collaborative, and coordinated approach ensures that each wealth management plan is tailored to meet the unique needs of the client.
We prioritize protecting and growing our clients’ wealth by implementing a time-tested, evidence-based investment framework designed to minimize risk and the negative impact of taxes, inflation, and fees.
Business owners and entrepreneurs often have a substantial amount of their wealth invested in their business, real estate, inventories, and other assets. Many of them have questions such as:
- How can I minimize or defer taxes?
- What should I consider before selling my business?
- Should I consider establishing a family office?
- What asset protection strategies should I consider?
- How can I minimize the impact of taxes, inflation and fees?
How we serve these clients:
Business Succession & Pre-Transaction Planning: You’ve built a successful enterprise and are now facing key decisions for the future. Converting a family business through a liquidity event can be a daunting process, which is why we offer guidance to help determine the sufficiency of funds needed and the most efficient way to replace income from portfolio assets. Our disciplined process helps clients gain confidence in answering the pivotal question of “how much is enough?”. Endeavor collaborates with your CPA and attorney to develop succession plans and pre-transaction strategies that optimize the value for your family and philanthropic interests.
Estate & Charitable Strategies: Many of our clients have accumulated enough wealth to consider creating multi-generational plans to benefit future generations and the charities most important to them. Endeavor Advisors has extensive experience in creating and implementing these plans.
Investment Management: Protecting and growing what you’ve worked so hard to build remains at the core of what we do. We use a time-tested and evidence-based investment framework that minimizes risk and the negative impact of taxes, inflation, and fees.
Post-Transaction Cash Flow Planning: Converting your family business through a liquidity event can be an intimidating step. We help you determine the sufficiency (how much do I actually need?) and your efficiency (are my investments structured effectively?). Our disciplined process gives you the confidence to answer each pivotal question and determine the most effective path forward.
Corporate Retirement Plan Analysis: Would you like to provide a company match for your employees? Is your goal to maximize contributions to specific groups? Maintain flexibility in contributions from year-to-year? We help evaluate your company options and design the best structure to maximize effectiveness for your business.
Life is unpredictable, and unexpected events can significantly impact our financial lives. Such situations may include divorce, the death of a spouse, or sudden wealth from an inheritance or other sources. During these times, our clients benefit from a trusted advisor who provides clarity and a steady sounding board, enabling them to make sound decisions. Many Professionals may have questions such as:
- My spouse has filed for divorce, will I have enough to continue with my lifestyle?
- I just received an inheritance from a family member. How can I make sure that I maximize what I have received?
- How do I replace the income from my ex-spouse after the divorce?
- I am unexpectedly single due to the death of my spouse and I’m overwhelmed by the complexity of their estate planning. What should I do?
- How can I best protect my assets?
How we serve these clients:
Asset Sufficiency and Financial Planning are critical as these clients navigate their new path forward. The key decisions made at this juncture will have a lasting impact on the future, and comprehensive planning forms the foundation of our client experience. Our financial advisory services provide these clients with confidence, clarity, and a trusted relationship with an experienced team.